TIME AND MONEY!
Leadership & Strategy, Sales & CommunicationsThere are in the world only two currencies-time and money. Discussions and forums, worldwide, about money happen in abundance but there are very few discussions about “Time Literacy” and the intelligent and optimum usage of time.

Time and Money
Yes, surely, from an extreme philosophical perspective there is no such thing as time and it is an abstract, a “construct” of society. But here on earth and in the marketplace of life for achieving measurable, tangible successes time, always, is money.
And, just like money it must be earned, saved and employed for personal and organizational growth and development. Unfortunately, like money, it cannot be accumulated and re-used as an investment. Through the banks of time we only pass once and this once must be used intelligently and wisely.
Now there are hundreds of opinions on how to use time wisely and productively. The top seven best practices being:
- Plan The Day!
Have a plan per day, per annum, etc.,
Just like if you were to invest a million dollars into a project, you’d need a budget and a forecast of how that money will be utilized.
Plan and budget a given unit of time. It can be a day, a year or even a life-time.
In my personal point of view, it should be a life-time.
- Set Time Bound Goals.
Get crystal like clarity on what exactly needs to be achieved and focus and work at one project, one task at a time. The idea of multi-tasking has been debunked a hundred times in recent months. Clarity and focus gives you speed, momentum and success.
- Optimize Technology.
Don’t do by hand, what can be done by a machine unless of course the quality requirements call for organic and low-tech processes. Also do make sure that you don’t drown yourself into technology such that the machine becomes your master. Yes, put that smart phone down if you are picking it up just for the heck of it. Yes, put it down a hundred times a day, its dope, not technology. As and when you do pick it use it like you’d use a razor_to get a job done.
- Eat the Frog!
Eat the frog, says Brian Tracy. If you keep putting aside a job, habitually, because it is hard, dirty, difficult to do or it calls for you to have a paradigm shift but your meta-intelligence and mind says it must be done because it will give a great leverage in the future then, by golly, do it.
Putting up and managing a personal website for me was a yucky, slimy, ugly-eyed frog. One day I put my foot down and swallowed the amphibian in one sitting.
- Just Say No!
Ayn Rand said there is a virtue in selfishness. And, yes I absolutely agree with her. Selfishness that is not mean, deceiving, greedy but selfishness that looks after me and the limited, finite amount of the treasure called time.
Take a class in healthy assertiveness and don’t commit yourself to things you cannot do, don’t want to do and do not fit into the big picture of your life, work and higher purpose. Say no to a couple of beers if you’d set that time aside for a jog. Go, jog first!
- For Heaven’s Sake, Delegate!
Here’s where you swap money for time. Here is where your accumulated money may buy you someone else’s time_psuedo-time.
And, here is the most important lesson that I wanted to share with you when I typed in the title of this article.
I repeat, there are only two currencies life and they are time and money. The quantity of time is finite but the quality of it can be worth billions if you learn to use it right. The quantity of money circulating in the world in all its forms is still limited and its value is directly proportional to how you use your time.
A wise old man once told me, “Raju, when you are young you chase money and when you age you chase time. Instead if you chose to mind and manage time better when you were young you’d ‘automagically’ be wealthy when you grow old.
Since that advise, I have been living out these seven tips that I, today, share with you. Hope you like them. They are inspired from the contents of my book, the HeART of the CLOSE.
- Fret Not Over Failure
Finally, should you fail at budgeting your time, setting the right goals, optimizing resources and making great choices in life then realize and recognize this that your idea of success is subjective. In your failure lays the wisdom to succeed at your next attempt.
Fretting over failure is like gunking up and, unconsciously, corroding the time that still lies is in your bank and stays available to you. There, that is the seventh tip_fretting is a gross waste of time. One needs to consistently get up and get going because lady time, she awaits you to live out your life’s purpose.
_________________
My books also available on Amazon: http://goo.gl/OZSMj8
Talks on You Tube: https://goo.gl/dVclfm
Choice Clips from ExPat InSights : https://www.youtube.com/watch?v=vjf3sHaZBSo

Raju Mandhyan
701, Metropolitan Terraces,
Metropolitan Avenue, Makati City, Philippines 1200
Tel: +63.2.8959852
Latest News
Categories
Archive
- July 2025
- October 2023
- December 2021
- November 2021
- October 2021
- July 2021
- June 2021
- April 2021
- March 2021
- February 2021
- January 2021
- December 2020
- November 2020
- October 2020
- September 2020
- August 2020
- May 2020
- April 2020
- March 2020
- January 2020
- December 2019
- November 2019
- August 2019
- May 2019
- April 2019
- March 2019
- January 2019
- October 2018
- September 2018
- August 2018
- April 2018
- March 2018
- February 2018
- January 2018
- December 2017
- August 2017
- July 2017
- May 2017
- April 2017
- March 2017
- January 2017
- December 2016
- October 2016
- September 2016
- August 2016
- June 2016
- May 2016
- April 2016
- March 2016
- January 2016
- December 2015
- October 2015
- September 2015
- August 2015
- July 2015
- June 2015
- April 2015
- March 2015
- February 2015
- January 2015
- December 2014
- November 2014
- September 2014
- July 2014
- June 2014
- May 2014
- April 2014
- March 2014
- February 2014
- January 2014
- October 2013
- September 2013
- August 2013
- July 2013
- June 2013
- May 2013

